Ultimate credit scoring solution by SEPA Cyber Tech Group

Credit risk scoring is a credit decision engine that helps banks, and financial institutions improve credit quality and acceptance rates through big data. Our virtual scoring and rating system is a reliable solution to keep manual work at a minimum and give your customers fast services.

Choose between build-in or custom virtual scoring and rating solutions by SEPA Cyber.

With SEPA Cyber’s virtual scoring and rating system you get

We offer a virtual scoring engine and rating system that enable lenders to accurately predict borrowers’ payment behaviour, helping them make informed and more profitable credit decisions in real time.

Your best solution if you need


Adding additional services is now easier with MuSe


Keep manual work at a minimum

Full compliance

Our built-in features and flexible solutions will meet your country's restrictions

Back office interface

Seamless back office to manage credit quality and fight fraud

A powerful tool for your business

Reliable solution using big data

More than scoring and rating system

Step by step to
complete solution

Book a meeting

Fill out our form, and one of our experts will contact you

Request a demo

You will get a demo of our branded core banking system.

Project scope and offer

Modularity means customer offer for each client

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SEPA Cyber Tech is happy to be part of your payment journey

Book your FREE meeting if you want a powerful scoring and rating system. Get your 30 minutes now.

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